Maria Ostergaard

As a Ramsey SmartVestor Pro and fiduciary financial advisor, I’m passionate about helping individuals and families grow their wealth with purpose, so they can live generously and be a blessing to others, no matter where they’re starting from.

My husband and I have personally walked this journey. We’re proud Everyday Millionaires, and currently on Baby Step 6, thanks to faithfully following Dave Ramsey’s principles. These  principles transformed our lives, and they’re at the heart of how I serve my clients every day.

I intentionally maintain a Series 65 license only, which means I operate as an independent, fee-based advisor, free from the conflicts of commission-based sales. This allows me to focus fully on what’s best for you and your goals, providing transparent, values-driven advice you can trust.

Before entering financial advising, I spent years as a corporate executive overseeing complex financial operations, then transitioned into entrepreneurship, owning a personal training business. My services went beyond physical wellness to include “financial fitness,” helping clients strengthen not just their bodies, but their financial habits as well. Both paths taught me discipline, goal-setting, and the importance of walking alongside others as they pursue growth. These skills continue to shape how I guide clients through their financial journeys.

My Christian faith anchors everything I do. It inspires me to lead with integrity, compassion, and purpose; believing that money is a tool to create freedom, impact, and joy.

Whether you’re just beginning to invest or managing established wealth, my mission is simple: to help you grow your assets intentionally, align your financial plan with your values, and find peace and purpose in the process.