Frequently Asked Questions
Unlike commission-based products, where you may pay a large upfront fee, our advisors charge a monthly fee based on a percentage of the assets in your managed account. This means you’re billed consistently each month for ongoing guidance, rather than paying a lump sum at the beginning.
SmartPro Financial is an independent financial services firm that serves Ramsey fans through the SmartVestor program. As the largest group of SmartVestor Pros, SmartPro is deeply committed to Ramsey’s mission. We follow the Baby Steps whole heartedly, teach FPU in our communities, and help guide clients toward financial freedom.
While SmartPro is not owned by Ramsey Solutions, we share the same mission: to teach and guide families toward financial peace using time-tested, commonsense strategies. Our role is to provide professional investment guidance that supports the Baby Steps and principles Dave Ramsey teaches every day.
SmartPro Strategies offers world-class portfolios aligned with Ramsey’s philosophy, empowering individuals to invest with clarity and purpose. Each strategy is paired with an animal symbolizing its unique approach, helping you understand your investments and feel confident about how your money is working for you!
SmartPro Strategies started when we saw a gap in the market for an investment product that serves Ramsey listeners well. We created the Gazelle Strategy-the first investment model reflecting Dave Ramsey’s philosophy. It includes the four fund types he recommends: Growth and Income, Growth, Aggressive Growth, and International. Our passion has since expanded, developing a range of strategies to suit every investor
SmartPro Financial is an independent financial services firm committed to helping families and individuals build wealth with confidence. Our approach is focused on simplifying complex financial matters, creating actionable strategies, and educating our clients so they can not only achieve their goals but thrive.
SmartPro Financial is the largest group of SmartVestor Pros in the program. While some of our advisors are SmartVestor Pros, our company is not the exclusive source for them. Our Advisors focus on aligning with the Ramsey Principles, and we’ve developed strategies that follow their teachings to help guide clients toward financial success.
At SmartPro, we work with everyone who’s ready to take control of their financial future. Whether you’re an individual just starting out, a family building for the next stage of life, or a business owner looking for guidance, our advisors are here to help.
No matter where you are on your financial journey — paying off debt, saving for retirement, growing a business, or planning your legacy — we meet you where you are and guide you with the same commonsense, proven principles.
Your assets and personal information are protected through multiple layers of security. SmartPro partners with Cambridge Investment Research, a nationally recognized broker-dealer and registered investment adviser. Cambridge provides secure custody through Fidelity Clearing & Custody Solutions (FCCS) and Pershing LLC – so your money is never in our hands, and you always remain in full control with direct access to your accounts.
In addition, we safeguard your personal and financial information with industry-standard data protection, including encrypted systems, strict privacy practices, and ongoing oversight. Both SmartPro and Cambridge are committed to treating your information with the highest level of care and continuously updating security measures to stay ahead of potential threats.
Protecting your data and personal information is a top priority. At SmartPro, we use industry-standard safeguards to keep your personal and financial data secure. In short, your information is treated with the highest level of care, just as if it were our own.
- Trusted Custodian – Cambridge provides custody through Fidelity Clearing & Custody Solutions (FCCS) and Pershing LLC and is an registered investment adviser, which provides secure custody and account data/personal info protection.
- Data Security – We use encrypted technology and secure systems to protect sensitive information.
- Privacy Practices – We follow strict regulatory standards to ensure your data is never shared or used without your consent.
- Ongoing Oversight – Our team and partners regularly review and update security practices to stay ahead of potential threats.
No — SmartPro does not provide tax or legal advice. However, we often work alongside your CPA, tax professional, or attorney to make sure your financial plan is coordinated across all areas of your life.
If you don’t already have a trusted professional in these areas, we can connect you with qualified partners to ensure you get the guidance you need.
Yes! Our advisors can guide you in making smart decisions with your retirement accounts. We’ll help you:
- Review your current 401(k), 403(B), TSP or IRA options.
- Optimize your portfolio with allocations that align with your goals and risk tolerance
- Coordinate how these accounts fit into your overall financial plan
Even if your 401(k) is through your employer, we can provide guidance to make sure you’re on the right track. And if you have an IRA, we can help you manage and grow it as part of your long-term strategy.